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515 South Carroll Boulevard,
Denton, TX 76201

Investment Consulting

Investing built on the foundation of academic research and empirical data.

Our Investment Approach

Key Principles to Improve Your Odds of Success

Markets are great at quickly adjusting to new information, with prices reflecting the actions of millions of buyers and sellers in real-time. If this weren’t the case, investment managers would always find pricing “mistakes” to exploit for higher returns. However, over 50 years of research shows that most managers don’t beat the market consistently.

Grunden Financial Advisory, Inc. relies on market prices to guide us toward better returns and manage risk rather than trying to outguess the market. This means we follow a straightforward, systematic approach to investing that we can use consistently worldwide and across different types of investments.

By staying invested according to your long-term financial goals and adhering to a well-constructed investment plan, you can benefit from the long-term returns of the market while minimizing unnecessary risks.

Research findings consistently demonstrate that, whether considering short or long-term perspectives, the odds are typically against mutual funds attempting to outsmart the market.

The ups and downs in stock and bond returns add a layer of complexity, and impressive track records could simply be attributed to good luck.

The market continually prices securities to reflect positive expected returns and continues to motivate investors to participate.
Take a broader perspective. Instead of just focusing on individual stocks and bonds, investors can zoom out and define the market based on expected returns.
A diversified portfolio isn’t just about having a mix of stocks and bonds; it’s also about spreading your investments across different market areas all over the world.
If you stick to a structured, diversified approach, you’re in a good spot to catch returns no matter where they pop up. Diversification isn’t just about spreading your bets; it’s about lowering the risk.

Markets can feel like roller coasters and it’s easy to let your emotions ride along with them. But reacting to what’s happening right now in the market can sometimes lead to some pretty lousy investment decisions.

But here’s the real deal: more often than not, building wealth is not a quick fix. It takes sticking to a solid investment plan, keeping your eyes on the long game.

When it comes to building your portfolio, we’re going to focus on maximizing returns while managing risk. That means diversifying globally to tap into opportunities across different markets. But we’re not just about chasing returns; we’re also mindful of keeping costs, turnover, and taxes in check. Every dollar saved here adds up over time.

And when the market throws us a curveball, we’re staying steady. We’ll help you stick to the plan, maintaining discipline through market fluctuations to keep us on track to meet your long-term goals.

Those we serve discover that wealth is more than just numbers – it carries greater purpose and security isn’t just a target but a constant presence, guiding families along their financial journey.

Our Investment Approach

Download Our Pursuing a Better Investment Approach Fact Sheet

OUR INVESTMENT APPROACH

At Grunden Financial Advisory, Inc., we believe it’s about building well-diversified portfolios that prioritize dimensions with higher expected returns, keep costs under control, and minimize turnover.

Financial Planning Blog

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